Independent guide · Updated August 12, 2026
Official Sources
Use these primary resources to verify state rules, licensing, insurer identity, recalls and consumer protections.
Core U.S. sources
NAIC directory of state insurance departments
Find the insurance regulator for every state.
National Highway Traffic Safety Administration
Check vehicle recalls and safety information.
Federal Trade Commission consumer advice
Review privacy, lead-generation and consumer-fraud guidance.
USA.gov insurance information
Start with federal consumer information about auto insurance.
State source guides
Our state pages link directly to official consumer resources when verified. For other states, the NAIC directory is the stable starting point because department names and page addresses can change.
Alabama
Open the Alabama guide and regulator link.
Alaska
Open the Alaska guide and regulator link.
Arizona
Open the Arizona guide and regulator link.
Arkansas
Open the Arkansas guide and regulator link.
California
Open the California guide and regulator link.
Colorado
Open the Colorado guide and regulator link.
Connecticut
Open the Connecticut guide and regulator link.
Delaware
Open the Delaware guide and regulator link.
Florida
Open the Florida guide and regulator link.
Georgia
Open the Georgia guide and regulator link.
Hawaii
Open the Hawaii guide and regulator link.
Idaho
Open the Idaho guide and regulator link.
Illinois
Open the Illinois guide and regulator link.
Indiana
Open the Indiana guide and regulator link.
Iowa
Open the Iowa guide and regulator link.
Kansas
Open the Kansas guide and regulator link.
Kentucky
Open the Kentucky guide and regulator link.
Louisiana
Open the Louisiana guide and regulator link.
Maine
Open the Maine guide and regulator link.
Maryland
Open the Maryland guide and regulator link.
Massachusetts
Open the Massachusetts guide and regulator link.
Michigan
Open the Michigan guide and regulator link.
Minnesota
Open the Minnesota guide and regulator link.
Mississippi
Open the Mississippi guide and regulator link.
Missouri
Open the Missouri guide and regulator link.
Montana
Open the Montana guide and regulator link.
Nebraska
Open the Nebraska guide and regulator link.
Nevada
Open the Nevada guide and regulator link.
New Hampshire
Open the New Hampshire guide and regulator link.
New Jersey
Open the New Jersey guide and regulator link.
New Mexico
Open the New Mexico guide and regulator link.
New York
Open the New York guide and regulator link.
North Carolina
Open the North Carolina guide and regulator link.
North Dakota
Open the North Dakota guide and regulator link.
Ohio
Open the Ohio guide and regulator link.
Oklahoma
Open the Oklahoma guide and regulator link.
Oregon
Open the Oregon guide and regulator link.
Pennsylvania
Open the Pennsylvania guide and regulator link.
Rhode Island
Open the Rhode Island guide and regulator link.
South Carolina
Open the South Carolina guide and regulator link.
South Dakota
Open the South Dakota guide and regulator link.
Tennessee
Open the Tennessee guide and regulator link.
Texas
Open the Texas guide and regulator link.
Utah
Open the Utah guide and regulator link.
Vermont
Open the Vermont guide and regulator link.
Virginia
Open the Virginia guide and regulator link.
Washington
Open the Washington guide and regulator link.
West Virginia
Open the West Virginia guide and regulator link.
Wisconsin
Open the Wisconsin guide and regulator link.
Wyoming
Open the Wyoming guide and regulator link.
Where to verify current information
Requirements, company availability and policy forms can change. Verify legal rules with the state regulator and confirm coverage in the insurer’s current policy documents.
- NAIC directory of state insurance departments
- National Highway Traffic Safety Administration
- Federal Trade Commission consumer advice
Last reviewed August 12, 2026. See our editorial policy, comparison method and corrections process.